Open an Account:  Signup Online

Service Description:  All things flooring and fixtures.

Reports To:  D&B and Experian

Getting Approved:  Floor & Decor PRO Premier Card Accounts are issued by Comenity Capital Bank therefore it is good to already have a Comenity issued card relationship. Need to meet all Tier 3 requirements before applying. For PG card they will soft pull Experian.

Payment Terms:  Revolving

Phone:   770-421-3705

Visit Their Website:  Click Here

Open an Account:  Signup Online

Service Description:  The Home Depot provides products and services for all your home improvement needs. Their Commercial Revolving Charge Card gives your business payment flexibility and provides a boost to your business credit profile at the same time.

Reports To: D&B, Experian

Getting Approved:  Users have reported that Home Depot requires a D&B score of at least 75 for a credit card to be issued if you are a startup business. Paydex score of 85 or higher is verified if you are requesting $10,000 or more for an initial credit line. EIN number required. If you are a newer business, you may need to provide a PG. This will not affect your personal credit unless you default on the account.

Payment Terms:   Revolving

Phone:  866-263-3451

Visit Their Website: Click Here

Open an Account:  Signup Online

Service Description:  Honda Power Equipment offers more than 70 models in six major product families: Generators: Lawn Mowers: Pumps: Snow blowers: Tillers: Trimmers:

Reports To: Experian and Equifax

Getting Approved: 0% - 36 months on purchases of $1,500. Established business credit and good owners personal credit are recommended.

Payment Terms:  Revolving

Phone:  770-497-6400

Visit Their Website:  Click Here

Open an Account:  Signup Online

Service Description:  Shop Lowe's selection of tools, kitchen appliances, cabinets, cabinet hardware, countertops and paint. Purchase online or at your local Lowe's center.

Reports To: D&B

Getting Approved:  Apply online for approval with D&B number generated members report approvals of $1k. With a Paydex score of 85 or above, Members report $5k approvals. Less than 3 years in business requires personal guarantor unless a good D&B and/or Experian score is established. If you need to call and talk to someone live, just keep hitting the 0 key on the phone and let it not understand your entries. This will cause you to be transferred to one of their reps. A personal guarantee is required by an owner/officer or other authorized individual if you are (1) a partnership or proprietorship or (2) a corporation that has been in business less than three (3) years. Can get approved in as little as 45 seconds after submitting online or they may mail a letter. If declined, you might have a better chance going into a store to get approved.

Payment Terms:   Revolving

Phone:   800-444-0430

Visit Their Website: Click Here

Open an Account:  Signup Online

Service Description:  McCoy's currently operates 88 retail building supply locations with full-service lumberyards in five states, including Arkansas, Mississippi, New Mexico, Oklahoma and Texas. Our customer base includes serious do-it-yourselfers, farmers and ranchers, repair and remodel contractors, and independent home builders.

Reports To:  D&B and Experian

Getting Approved:  Unpaid balance is carried over from month to month Credit line typically runs from $1,000 to $10,000 No service charge if paid in full by the 15th of the following month

Payment Terms:  

Phone:   877-542-8986

Visit Their Website: Click Here

Open an Account:  Signup Online

Service Description:  Tractor Supply Company is the largest retail farm and ranch store chain in the United States. Tractor Supply Company® Business Account: No Annual Fee, Easy to read, Itemized invoices, and Purchase Order Number Captured.

Reports To:  D&B and Experian

Getting Approved: Entity in good standing with Secretary of State. EIN number with IRS. Business address- matching everywhere. D & B number. Business License- if applicable. Business Bank account. 2 years in business or may ask for a PG. Established business credit. Must have at least 10 employees. Minimum of $2M in Annual revenue. Will ask for Social Security number for ID purposes. – ask credit dept if they will do a credit pull. If the above criteria was not met,a Personal Gurantee(PG) is required.

Payment Terms:  Revolving

Phone:  877-718-6750

Visit Their Website:  Click Here